Posts Tagged rear end collisions
Know the frequently filed auto insurance claims to buy appropriate coverage
Posted by in Uncategorized on July 9, 2012
People file auto insurance claims everyday. These claims can range from a minor windshield repair to a vehicle being totaled. Understanding the most common claims can save you money when shopping for auto insurance, as you will want to make sure you are covered for these types of incidents. Below you will find the top 5 reasons people file auto insurance claims.
Fender Benders
Fender benders are definitely the most common reason a person would file an auto insurance claim. These types of wrecks sometimes happen in parking lots and other times when we are distracted and cannot react quickly enough. These types of incidents are unlikely to cause serious injury, however the damage can quickly get expensive due to crumple zones. A crumple zone on a car absorbs some of the force of an accident, but afterwards can cost hundreds to thousands of dollars to fix.
Windshield Repair
Windshield repairs are quite common but are usually optional on your policy, meaning they will cost you extra. Windshields are easy to crack by no fault of your own. Rocks flung by other cars or ice build up can crack your windshield. These can cost a couple of hundred dollars to replace.
Brakes or Mechanical Repairs
A brake system failing cannot only be extremely dangerous, but also pricy. If you are on the highway when your brakes go out, it could result in a major accident. In this case, you are stuck with not only the brake repairs, but also the damages to yourself or others and involved vehicles. It is important to get mechanical repair coverage if your auto insurance policy offers it.
Rear-end Damage
Rear end collisions are very common. While these types of incidents are usually the fault of the rear ender, they can still serious injure you and leave you with high medical bills. Choosing a high bodily injury policy can save you hundreds of dollars in these situations.
Vandalism
Even in the “nice parts” of town there is vandalism, so nobody is safe. Many things can be stolen from a vehicle such as emblems, GPS systems, headlights, and any other valuables in your car. Not only would you have to replace these items, but you might have to replace windows that were knocked out, or for other damages your car incurred. For this reason, you should always choose to be covered for theft and vandalism when you pick your auto insurance policy.
The History of the Ford Pinto – One of the Worst Cars Ever Made
Posted by in Ford Magazine on July 10, 2011
The Ford Pinto was Ford’s first domestic subcompact car. It was marketed in 1970 with competitors being the AMC Gremlin, Chevrolet Vega and imports from Volkswagen, Datsun and Toyota. It was a very popular car with 100,000 units delivered by January 1971. A version produced under the Lincoln Mercury name was called the Bobcat.
The Pinto used powertrains proven in Europe but the Vega had an innovative aluminum engine that caused problems. Robert Eidschun’s design of the exterior of the Pinto was chosen which was unusual because most cars consist of style elements from many designers. The Ford Pinto offered an inline 4 engine and bucket seats. And entry level Pinto was $1,850 which made it the cheapest Ford since 1958.
Seating in the Pinto was low to the floor compared to the imports. Body styles were the two door coupe, a hatchback called the Runabout and a two door station wagon. A top of the line Pinto Squire had faux wood sides. Road & Track magazine did not the suspension and standard drum brakes but loved the 1.6 L Kent engine. The Pinto was available with a choice of two engines and Ford changed the power ratings practically every year. The Ford Pinto Pangra is a modified sporting Pinto produced by Huntington Ford in California and only 55 were sold in 1973.
The Ford Pinto is most well known for it’s design problem that allowed the fuel tank to be easily damaged in a rear end collision. Deadly fires and explosions were common occurrences in rear end collisions. The Pinto had no real bumper or reinforcing structure between the rear panel and gas tank. In some collisions the gas tank would be thrust forward into the differential which had protruding bolts that could puncture the tank. Also the doors could jam during an accident due to poor reinforcement. This led to the Pinto’s nickname as a barbeque that seats four. Read the rest of this entry »